Death Benefit Plus

The death of a loved one would cause a huge upheaval in your life.
As well as the loss and the grief, there are the financial implications.
To help, credit unions are introducing a new whole of life protection
product called Death Benefit Plus, which for a small monthly premium
will allow you to provide a lump sum on your death, to help pay bills
and expenses.

Features of Death Benefit Plus
✔ Provides a Lump Sum on Your Death: You choose
the cover amount to suit your needs, ranging from €3,000 up
to €15,000.
✔ Guaranteed Cover: You’re guaranteed to be accepted for
cover if you’re resident and living in the Republic of Ireland and
aged at least 18 and under 80.
✔ No Medicals: There is no need to complete a lengthy
medical questionnaire or attend for a medical examination.
✔ Affordable, Fixed Premiums: Premiums start as low as
€10* a month and remain fixed for the duration of the policy.
✔ Policy Duration: This policy is intended to protect you for
the rest of your life, and you will need to pay premiums until your
85th birthday or for a maximum of 30 years, whichever comes
first. Following this, you remain covered for the rest of your life.
✔ Double Benefit on Accidental Death: The benefit
payable will be doubled if you die as a result of a travel accident**
✔ Excellent Protected Benefit Feature: Normally, if you
stop paying an insurance policy early you lose all cover. With a
Death Benefit Plus policy, once you have paid at least 5 years
premiums, we will keep a proportional benefit for you that can
be claimed on your death.
✔ Full Cover after 2 years: For the first 2 years of your
policy you are only covered if you die as a result of a travel
accident**. After 2 years, assuming premiums continue to be
paid, the full cover benefits under the policy apply.

Get a quote today.
Get a quote and buy a policy online
at or LoCall 0818 29 39 49

*Based on a 46 year old with €3,000 cover paying a monthly premium of €10 (including 1%
Government levy). Total premiums paid over the premium payment term may exceed the death benefit.
**Accidental death is defined in the policy conditions booklet available at
Acceptance criteria, terms and conditions apply. Your Credit Union is regulated by the Central
Bank of Ireland and is acting solely as an introducer to ECCU Assurance DAC, the underwriter.
ECCU Assurance DAC is regulated by the Central Bank of Ireland.

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